Social Security Benefits

The following checklist is designed to help you file for your Social Security benefits correctly so that prompt payments may be made. 


The deceased worker must have credit for work covered by Social Security, ranging from 1 1/2 to 10 years depending on his or her age at death. Who may receive monthly benefits:


  • A widow or widower age 60 or older (50 if disabled), or at any age if caring for an entitled child who is under 16 or disabled

  • A divorced widow or widower age 60 or older (50 if disabled) if the marriage lasted 10 years, or if caring for an entitled child who is under 16 or disabled

  • Unmarried children up to 18 (19 if they are attending a primary or secondary school full- time)

  • Children who were disabled before reaching 22, as long as they remained disabled

  • Dependent parent or parents 62 or older


Lump-Sum Death Payment

A one time payment of $255 is paid in addition to the monthly cash benefits described above. The lump-sum death payment (LSDP) is paid in the following priority order:


  • A surviving spouse who lived in the same household as the deceased person at the time of death

  • A surviving spouse eligible for or entitled to benefits for the month of death

  • A child or children eligible for or entitled to benefits for the month of death


Applying for Benefits

You must apply in order to receive benefits.You may also apply at any Social Security office or, if you wish, you may apply by telephone or online at www.ssa.gov. Just dial the toll-free number 1-800-772-1213 and the operator will schedule an appointment for you or arrange for the local Social Security office to take your claim by telephone. 


The funeral home will report the death to social security if we are given the correct social security number.

IF you are already receiving benefits on your spouse’s work record:

  • You generally will not need to file an application for survivor’s benefits.

  • SS will automatically change any monthly benefits you receive to survivor’s benefits.

  • The Special Lump Sum Death Payment will automatically be paid in most cases.


IF you are receiving benefits on your work record:

  • You will need to apply for the survivor benefits. You CANNOT apply online.

  • The higher of the two benefits will take precedence


IF you are not receiving benefits:

  • Apply promptly, because benefits are NOT usually retroactive.


Contact Social Security

You may contact Social Security toll-free, 365 days a year, 24 hours a day. The number to use is 1-800-772-1213. You may visit the Social Security website at www.ssa.gov and set up a "My Security Account" in order to have 24/7 access to your statements, benefits and find answers to many of your questions. To speak with a representative, call between the hours of 7:00am and 7:00pm on regular business days. Mondays and Tuesdays are generally the busiest days. At other times and on weekends and holidays, you may leave a message and they will call you back, in most cases, the next business day.

You may use the toll-free number to make an appointment either in a Social Security office or telephone to apply for benefits, transact other Social Security business, or just ask questions.


Local Offices

246 Bullsboro Drive, Suite B
Newnan, GA 30263

1548 Flynt Street
Griffin, GA 30223

Office Hours
9:00 AM until 4:00 PM Monday through Friday EXCEPT
9:00 AM until 12:00 PM on Wednesdays

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